Terms and Conditions
Terms and Conditions of Use of this Website
This website is owned by Watermark International Pty Limited (WMI) which owns the brand Solidal. Throughout these terms, “our,” “we,” and “us,” refer to WMI or its related companies or affiliates.
The information and material displayed on or referred to in this website with the intention of assisting you with any enquiries you may have about the goods and services provided by WMI.
By using this website, you agree to be bound by these conditions. If you do not agree with them, you are not authorised to use the website.
This website and its contents are subject to copyright which is owned by WMI or a third party.
WMI does not grant you any intellectual property rights in this website, its contents, photos, applications, interface or other content.
You are not authorised to use any trademark displayed on this website.
WMI makes no representations or warranties that the use of the information on this website will not infringe intellectual property rights owned by a third party.
Material and information in this website have been compiled on the basis of general information available at the time of publication. Circumstances after publication may affect the accuracy or completeness of such material or information.
This website and its contents are available on an as-is basis.
WMI does not warrant the accuracy or completeness of any material or information made available through this website.
WMI does not warrant the suitability of any material or information made available through this website for your intended purpose.
To the maximum extent allowed by law, WMI excludes liability for loss or damage arising from any errors or omissions in any material or information made available through this website or from your use of this website, including any interference with or damage to your computer system or mobile device.
You assume all risks, including risk of damage to your computer system or mobile device, from the use of this website.
If any liability cannot be excluded under the law, WMI limits its liability to the resupply of relevant information or the carrying out of any relevant service.
To the maximum extent allowed by law, you release WMI, its related companies or affiliates, its directors, employees, shareholders, agents, and other representatives from any and all claims arising out of or related to the use of any material or information made available through this website.
Any material or information on this website is subject to change without notice.
Nothing contained in this website is to be construed or interpreted as a recommendation to use any product, process, or formulation.
Any prices or terms and conditions of sale relating to any product displayed on this website may not be current or complete and does not constitute an offer or undertaking by WMI.
WMI does not make any representation that any product displayed on this website is currently available.
Images may be displayed on this website. Images may contain more than one product. Items included in one photo may be included or charged separately.
Products may vary from the images portrayed.
We encourage you to be alert when using websites, including to be alert to fraudulent activities.
Criminals may use the name of WMI or Solidal to secure goods or services from others who believe they are dealing with WMI.
Always double check the identify of people who claim to act for WMI.
If you have questions, please contact us.
If you believe you have been a victim of fraud, please contact your local authorities.
This website may contain links to external third-party websites.
WMI does not make any representation in relation to those websites. WMI does not sponsor, guarantee, warrant, approve or promotes any material or information in those websites. WMI does not warrant that any linked websites are free of any computer viruses, defects, or inaccuracies.
WMI disclaims any liability for any loss or damage arising from your use of links to external third-party websites.
WMI prohibits links that bypass security, protection, or passwords established by WMI.
WMI may allow you to link to this website, provided that the full html page is loaded. If you wish to link this website, please contact WMI.
Links must not incorporate our trademarks or service marks and must not be used to disparage or otherwise detrimentally affect the reputation of WMI or its related companies or affiliates.
You must only use this website or display, copy, download, or print parts of this website for your own personal use.
You must not change, reproduce, add to, remove, delete, hack, or otherwise interfere with this website or any material or information displayed on this website.
This website may be inaccessible from time to time due to maintenance activities or other events that are outside the control of WMI.
When you use this website, WMI’s hosting platforms or Internet Service Provider (ISP) may make a record of your visit and log relevant information (including, without limitation, your IP or server address, your domain name, the date, time and duration of your visit, the pages and documents you accessed, the previous site you had accessed (i.e., the referring URL) and the type of browser you are using). This information is collected to administer this website, for internal operations (including troubleshooting, data analysis, testing, research, statistics, and survey purposes). This information may also be used to provide users with a personalised experience when visiting this website.
WMI will not make any attempt to identify users according to their browsing activity.
It is also possible that your ISP is logging your activity while you visit this website. This is beyond the control of WMI.
Except where you volunteer personal or business information, WMI will not procure information about you via any alternative means while you visit our site.
You should be aware that there is an inherent risk in transmitting any data electronically. This risk is inherent in all internet dealings.
WMI does not charge a fee for accessing this website or using any functionality in this website. WMI reserves the right to do so in the future, on their sole and unfettered discretion.
You agree to indemnify WMI, its related companies or affiliates, its directors, employees, shareholders, agents and other persons involved in the creation of this website for all damages, losses (including consequential loss), penalties, fines, expenses, and costs (on an indemnity basis) which arise out of or relate to your use of this website, any information that you provide to WMI through this website, or any damage that you may cause to this website. This indemnification includes, without limitation, liability relating to copyright infringement, defamation, invasion of privacy, trademark infringement and breaches of the Australian Consumer Law and other relevant laws.
These conditions are governed by laws in the State of New South Wales, Australia. You agree to submit to the non-exclusive jurisdiction of the courts of that State.
If you access this website in a jurisdiction other than New South Wales, Australia, you are responsible for compliance with the laws of that jurisdiction, to the extent that they apply.
Updates to Terms
WMI reserves the right to make any changes or corrections to these terms at any time.
If any provision of these terms is held void, unenforceable, or illegal, that provision will be severed, and the remaining provisions will have full force and effect.
Watermark International Pty Limited (WMI) may collect personal information where reasonably necessary. Personal information may include the following:
- your name, address and contact details;
- your date of birth;
- identification information (including a sample of your signature or a copy of your driver’s licence or other identification card);
- details about your employment or income;
- your bank account details and other financial information;
- details of the products and services provided to you by WMI;
- details your dealings with WMI, including records of telephone, email and online interactions;
- credit-related personal information.
How Personal Information is Collected
As far as it is reasonable and practical, WMI collects personal information directly from you.
WMI may also collect personal information from other sources, including from:
- Service providers that provide products and services to WMI;
- publicly available sources;
- information from the government;
- credit reporting bodies (CRBs);
- your representatives or authorized agents; and
- WMI’s related companies or affiliates.
Use and Disclosure of Personal Information
Generally, WMI collects, uses, and discloses personal information in relation to the conduct of WMI’s business, including to provide you with products and services you requested or to respond to your queries.
WMI may also use personal information to make you aware of WMI’s other products or services or to provide you with offers, including offers from WMI’s business partners or associates.
WMI may also collect, use, and disclose personal information in relation to potential or actual unlawful activity.
WMI may exchange personal information with third parties in limited circumstances, including (without limitation) with:
- credit providers and credit reporting agencies
- your representatives;
- WMI’s professional advisers (such as legal, accounting, auditing and business consultants);
- government or regulatory authorities; or
- WMI’s related companies or affiliates or business partners.
WMI may also exchange personal information with contractors or service providers who provides products or services to WMI, including (without limitation) in relation to:
- mailing or courier services;
- billing and debt recovery facilities;
- marketing; or
- website and technology services.
WMI may disclose personal information to parties who may be located in Australia or other countries.
Web traffic information may be disclosed to Google Analytics. Google may store information across multiple countries.
Unless you have asked us not to do so, we may provide you with information on WMI’s products and services. We may provide you with this information by post, email, and/or phone.
Website Information and Cookies
When you use this website, WMI’s hosting platforms or Internet Service Provider (ISP) may make a record of your visit and log relevant information (including, without limitation, your IP or server address, your domain name, the date, time and duration of your visit, the pages and documents you accessed, the previous site you had accessed (i.e., the referring URL) and the type of browser you are using).
WMI may also use Google Analytics to collect information about your interaction with this website.
This information is collected to administer this website, for internal operations (including troubleshooting, data analysis, testing, research, statistics, and survey purposes). This information may also be used to provide users with a personalised experience when visiting this website.
Credit-Related Personal Information
WMI may provide products and services to customers on credit. WMI may handle certain credit-related personal information in relation to this credit.
WMI may collect and hold credit-related personal information about an individual, permitted under the Privacy Act 1988 (Cth) (Privacy Act), including (without limitation):
- name, sex, date of birth, driver’s license number, employer and most recent addresses;
- confirmation of previous information requests from CBR’s made by other credit providers and credit insurers about the individual;
- details of previous credit applications (such as the amount and type of credit and credit limit);
- details of current and previous credit arrangement (such as credit providers and certain terms and conditions of credit arrangements);
- permitted payment default information;
- information about serious credit infringements;
- information about adverse court judgments and insolvency;
- publicly available information about the individual’s credit worthiness; or
- any credit score or credit risk assessment indicating a CRB’s or credit provider’s analysis of the individual’s eligibility for consumer credit.
This information may include information about an individual’s arrangements with other credit providers as well as with WMI.
WMI may disclose credit-related personal information to CRBs to assist the CRBs to maintain information about individuals to provide to other credit providers for credit assessments.
WMI may collect credit-related personal information from CRBs, to the extent permitted by law, to assess relevant credit or guarantee applications, manage and review the credit or guarantee, assign debts, collect overdue payments, or produce assessments and ratings in respect of the individual’s credit worthiness.
WMI may exchange credit-related personal information with guarantors, debt buyers, and other credit providers.
Under the Privacy Act, individuals may request CRBs not to:
- use their credit-related personal information to determine their eligibility to receive direct marketing from credit providers; and
- use or disclose their credit information, if they have been or are likely to be a victim of fraud.
Storage of Personal Information
WMI may store personal information at WMI’s premises or with the assistance of service providers.
WMI maintains strict procedures and standards to prevent unauthorised access to, misuse, loss, or the disclosure of personal information.
WMI’s takes reasonable steps to destroy personal information that is no longer required.
Accessing or Updating Personal Information
You may gain access to or update your personal information. To make a request to access or update your personal information, please contact WMI in writing.
WMI may take reasonable steps to verify your identity. WMI may also charge a fee for the cost of retrieving or copying requested information.
This website may contain links to other websites. If you access any third-party website from this website, personal information about you may be collected by that third-party website. WMI is not responsible for ensuring the protection of any of your information collected from any such third-party website. WMI encourages you to be aware of when you leave this website and to read the privacy policies for every third-party website that you access.
Complaints and Further Information
You may obtain further information or lodge a complaint by contacting WMI. WMI will take all reasonable steps to act promptly in response to your complaint.
Updates to Policy
WMI reserves the right to make any changes or corrections to this policy at any time.
This website is owned by Watermark International Pty Limited (WMI) which owns the brand Solidal.
All intellectual property rights, including copyright, in designs, photos or images, text, graphics, downloadable files, and coding, is property of WMI.
Except as otherwise stated, you may download, display, print, or reproduce contents of this website for your personal use only or for non-commercial use within your organisation. Any reproduction must be unaltered, show the date of first publication, and contain an attribution of the source of such content.
You may not use WMI’s or Solidal’s logo without WMI’s prior written consent.
Except as permitted by the copyright law applicable to you, you may not reproduce or communicate any of the content on this website (including designs, photos or images, text, graphics, downloadable files, and coding) without WMI’s prior written consent.
You may not, except with WMI’s prior written consent, distribute or commercially exploit any content of this website. Nor may you transmit such content or store it in any other website or other form of electronic retrieval system.
WMI may enter into a separate agreement with you in relation to the use of specific content.
Apart from any other use (as permitted by law) or granted in a separate agreement between you and WMI, all rights are reserved.
If you wish to make any other use of this website’s content, you must first obtain WMI’s prior written permission.
To ask for permission or for further information, please contact WMI at:
email@example.com | 1300 252 325
WMI may change these terms from time to time. We encourage you to check before re-using any content from this website.